When you ask questions about foreclosures out of curiosity or simply for the heck of it, you can practically ask anyone who has at least an idea or two.  A few readings in books, papers, and on the internet might well enough satisfy you.  But if you have specific questions that arise from your concern for your house that’s on the brink of being foreclosed, you better know whose answers you can trust.  And just who are these reliable people you can seek?  Here they are:

* Attorneys: Not only would licensed attorneys be able to answer your foreclosure questions satisfactorily, they may even be able to assist you in the process.  You can seek out the local Legal Aid within your city or county if you cannot afford an attorney.

* Financial Advisors: Choose a financial advisor that already has an experience in dealing with foreclosure matters.  Stay away from the ones who specialize in setting people up with mutual funds.

* Your Mortgage Lender: Your mortgage lender just might be your perfect partner in finding ways to avoid a foreclosure.  This is for the reason that it is far more financially advantageous for lenders to have a borrower in place and making payments than it is to pay for foreclosure proceedings and send the home to auction.

* The Guaranteeing Agency: Contact the agency with any foreclosure questions you have if your mortgage loan was originally guaranteed by FHA or the VA.  They will surely be able to effectively answer your questions, and probably even help you keep your home.

If right now, you are reading this article at home or at an internet café, and you still intend to search the net for answers to your foreclosure questions, we recommend that you go to the official websites of the agencies involved in the foreclosures, such as the following:

* The U.S. Department of Housing and Urban Development offers a list of state-specific housing counseling agencies that will provide foreclosure advice and assistance.

* The Federal Housing Administration has a comprehensive list of answers to common foreclosure concerns as well as a list of lenders who have pledged to assist homeowners who have fallen behind with mortgage payments.

* The U.S. Department of Veterans Affairs provides counseling and other assistance for borrowers whose mortgage loans were guaranteed through the VA.